Diskusi “Demi Rakyat, Wujudkan Gagasan Dana Abadi Perumahan.” (FOTO: Istimewa)
SIARDAILY, Jakarta – Pemerintah tengah mendorong adanya dana abadi perumahan untuk memastikan angka kekurangan (backlog) rumah yang kini mencapai 12,7 juta unit dapat teratasi.
Kementerian Pekerjaan Umum dan Perumahan Rakyat (PUPR) saat ini masih menggodok skema dana abadi perumahan tersebut dengan berbagai pihak di dalam ekosistem pembiayaan perumahan. Di antaranya, PT Sarana Multigriya Finansial (SMF).
Chief of Economist PT Sarana Multigriya Finansial (SMF), Martin Daniel Siranayamual mengatakan, peran SMF dalam pengelolaan dana abadi perumahan ada dua. Pertama, sebagai sekretariat ekosistem pembiayaan perumahan dalam pemupukan dana abadi. Kedua, sebagai sekuritisasi kerja sama dengan institusi pembiayaan perumahan lain.
“Mewujudkan dana abadi perumahan itu perlu menyelesaikan berbagai tantangan, manfaat, dukungan, solusi, dan tata kelola yang baik. Diperlukan juga pengawasan, agar masyarakat penerima manfaat bisa merasa terjamin,” ujar Martin pada diskusi “Demi Rakyat, Wujudkan Gagasan Dana Abadi Perumahan” yang diselenggarakan Forum Wartawan Perumahan Rakyat (Forwapera) di Jakarta, Jumat 21 Juni 2024.
Baca Juga: Pemerintah Dorong Dana Abadi Perumahan
Menurut Martin, sekuritisasi dalam dana abadi dilakukan karena likuiditas perbankan tentu punya keterbatasan. Sehingga, perbankan butuh untuk menjaga perjalanan bisnis masing-masing. Disebutkan, dalam mengelola dana abadi, bank penyalur juga tetap harus menjaga likuiditas mereka.
“Sekelas BTN (Bank Tabungan Negara) mungkin punya kemampuan, tetapi kan tetap ada keterbatasan. SMF di sini fungsinya membantu, agar masing-masing organisasi dalam ekosistem pembiayaan perumahan bisa dapat untung, namun kebijakan pemerintah juga dapat jalan,” tegasnya.
Sementara itu, Pengamat Properti, Panangian Simanungkalit menilai, pemerintah baru mendatang memiliki semangat dan program yang menonjol di sektor perumahan. Karena itu, dia mendorong ekosistem pembiayaan perumahan bersatu, sehingga mampu mengeksekusi kebijakan yang dirumuskan, termasuk di antaranya dana abadi perumahan.
“Jangan lagi mementingkan ego sektoral masing-masing, karena selama ini banyak kebijakan yang tidak bisa dieksekusi dengan baik. Soal dana abadi perumahan ini juga seharusnya satu suara,” ujarnya dalam kesempatan sama.
Terkait dengan target pembangunan tiga juta rumah yang digagas pemerintahan baru, Panangian berpendapat, program itu cukup realistis. Tetapi, memang diakui persoalannya adalah masalah pendanaan. Karena itu, dengan adanya dana abadi diharapka dapat sedikit membantu.
“Kita butuh setidaknya Rp120 triliun per tahun untuk mendanai sektor perumahan. Jadi, dana abadi ini saya kira dapat menjadi salah satu solusi pembiayaan perumahan,” tegas Panangian. (asp)
Baca Juga: Pacu Economic Engine Atasi Masalah Perumahan
you are really a good webmaster. The website loading speed is amazing. It seems that you are doing any unique trick. Also, The contents are masterpiece. you’ve done a wonderful job on this topic!
Hello there! This post couldn’t be written any better! Reading through this post reminds me of my good old room mate! He always kept chatting about this. I will forward this page to him. Pretty sure he will have a good read. Thanks for sharing!
I feel that is among the most important info for me. And i’m glad reading your article. However wanna observation on few general things, The website taste is great, the articles is in reality great : D. Good task, cheers
An impressive share, I just given this onto a colleague who was doing a little analysis on this. And he in fact bought me breakfast because I found it for him.. smile. So let me reword that: Thnx for the treat! But yeah Thnkx for spending the time to discuss this, I feel strongly about it and love reading more on this topic. If possible, as you become expertise, would you mind updating your blog with more details? It is highly helpful for me. Big thumb up for this blog post!
you are really a good webmaster. The website loading speed is incredible. It seems that you’re doing any unique trick. Also, The contents are masterwork. you have done a fantastic job on this topic!
I have not checked in here for a while because I thought it was getting boring, but the last several posts are good quality so I guess I’ll add you back to my everyday bloglist. You deserve it my friend 🙂
Hi there, just become aware of your blog via Google, and found that it is really informative. I am going to watch out for brussels. I will appreciate for those who proceed this in future. Lots of other people can be benefited from your writing. Cheers!
Thank you for sharing excellent informations. Your web-site is so cool. I am impressed by the details that you have on this web site. It reveals how nicely you perceive this subject. Bookmarked this website page, will come back for extra articles. You, my friend, ROCK! I found simply the information I already searched all over the place and just could not come across. What a great web-site.
you have a great weblog right here! would you wish to make some invite posts on my weblog?
Good day! This is my first comment here so I just wanted to give a quick shout out and tell you I truly enjoy reading through your blog posts. Can you suggest any other blogs/websites/forums that deal with the same subjects? Appreciate it!
Hey There. I discovered your weblog the use of msn. This is a very smartly written article. I will make sure to bookmark it and return to read extra of your helpful info. Thank you for the post. I’ll definitely comeback.
Great wordpress blog here.. It’s hard to find quality writing like yours these days. I really appreciate people like you! take care
I intended to put you this bit of note to say thanks as before on your splendid knowledge you’ve discussed above. It was simply shockingly open-handed of people like you to provide unreservedly what exactly a few people would’ve offered as an e-book in making some dough for their own end, notably since you might well have done it if you ever wanted. The guidelines in addition worked to be the great way to understand that the rest have the same interest really like my personal own to learn many more with regard to this condition. I know there are some more pleasant moments ahead for those who start reading your blog. tonic greens reviews
Needed to put you the little bit of note in order to thank you so much as before for all the nice things you have provided on this page. It has been so remarkably generous of people like you to provide unhampered what exactly some people would’ve offered for an e-book to make some money on their own, mostly given that you could have done it in case you desired. Those good tips as well worked like a good way to be sure that many people have a similar passion much like my very own to learn way more regarding this issue. I know there are some more fun occasions ahead for individuals that read through your site. tonic greens reviews
I intended to create you this very small note in order to say thank you once again regarding the amazing thoughts you’ve contributed on this site. This has been quite pretty open-handed with you to allow unreservedly what exactly a number of us could possibly have supplied as an electronic book to end up making some cash on their own, notably seeing that you could have done it if you considered necessary. The things additionally served to become a good way to be sure that someone else have similar zeal really like my very own to learn much more in regard to this issue. I know there are lots of more enjoyable sessions in the future for individuals who see your website. sight care reviews
Needed to send you that little bit of remark to finally give many thanks once again for your personal striking basics you have shown on this website. This has been simply generous of you giving unreservedly exactly what a few individuals could have distributed as an e book to make some cash for themselves, certainly now that you might well have tried it in the event you decided. These basics additionally served to provide a good way to comprehend some people have the identical dreams the same as my personal own to realize a great deal more in respect of this matter. I am certain there are several more fun occasions in the future for folks who take a look at your blog. alpha bites gummies
I needed to send you one bit of note to finally say thank you again for these wonderful views you’ve featured here. This has been really extremely generous with you to convey openly all a few individuals would have distributed for an e book in order to make some dough on their own, even more so considering the fact that you could have tried it if you wanted. These pointers in addition served to become a fantastic way to recognize that someone else have a similar interest similar to mine to figure out way more with regard to this matter. I am sure there are many more enjoyable times ahead for individuals that read carefully your blog post. provadent reviews
Lovely website! I am loving it!! Will be back later to read some more. I am bookmarking your feeds also
You are a very smart person!
What i don’t understood is in truth how you’re no longer actually a lot more well-preferred than you might be now.
You are very intelligent. You know therefore significantly with regards to this matter,
produced me individually consider it from numerous varied angles.
Its like men and women don’t seem to be involved except it’s one thing
to accomplish with Girl gaga! Your individual stuffs outstanding.
At all times maintain it up!
Have a look at my page :: endoboost pro